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Money Address

The “Money Address” concept is a kind of an e-mail address equivalent. The Money Address looks similar to an e-mail address, except that the @ character is replaced with an * character (astrix, star):


Typical a user will need a client program to use the Money Address. Such client program can be the Banking App installed in the web browser. Or the user can log in to his bank server and send and receive cheque from there. The concepts has many similarities sending and receiving e-mails.

Sending money

By using the Money Address, a user can easily send a cheque to another person, provided that person has signed up a Money Address account at some server. By sending a cheque to the above address, the money will be sent to an account named john.smith at the server bitcoindemobank.com.

The same Money Address is also used during purchase operation. When a visitor, by using a Banking App, is required to pay for some content on the web, a cheque is sent to the Merchant’s Money Address. The Money Address may be located at the Merchant’s own Web Shop server or at another bank server.

Requesting money

The Money Address can also be used to request payments. This can be used for sending bills to another person.

When requesting money, the requester sends a Payment Request file to the payers Money Address. The payment request will typical show up in the receivers Money Address client program. From there, the user can chose to accept the request or reject it. If he accepts it, a Payment Cheque with the requested money is sent back to the senders own Money Address.

Flexible building blocks

The Money Address, Payment Cheque and Payment Request are all flexible building blocks that can form a vast number of services and usages. None of them are currencies depended, and the Payment Cheque can hold any crypto-currencies.

The Payment Cheque and Payment Request don’t need to be sent via the Money Address. They can be sent as text or attachment by an e-mail and stored in a file.

The Money Address can be used for both “manual transfer”, like when a user sends a cheque to a peer by manually entering the value and Money Address, and used in automatic payment operations like when a visitors do a instant one-click payment to a blog.

The Money Address is a part of the Payment Protocol.